For many Vancouver Island couples, retirement feels like running a marathon with one shoelace untied. You’re still moving forward, but it’s not exactly graceful. After decades of mortgage payments, most own their home, yet their cash flow still limps. That’s where a reverse mortgage steps in. One Island couple swapped $2,100 monthly payments for a financially stress-free retirement. They kept their home, cleared debts, and now stroll the breakwater each morning, finally able to treat themselves to life’s little luxuries without guilt. It’s an innovative, flexible solution that I use to help retirees live better every month.