If you smoke and are looking to buy life insurance in Canada, you can expect to pay a much higher premium than a non-smoker does. On term policies, the premiums can be more than double, and on permanent plans, the difference in rates is less pronounced. The insurance definition of a smoker is a male or female who uses nicotine, including cigarettes, cigars, chewing tobacco, a nicotine patch, or nicotine gum. Remember that to qualify for preferred rates, the insurance company can look back up to 12 months. Rates can be up to double for smokers on term plans, but only about 25% higher on permanent plans.
Community News
What Do Denturists Do?
Denturists help those who are missing some or all of their natural teeth. They design, repair, reline, and make removable dental appliances. Your denturist will collaborate with you, your family, and other healthcare professionals to promote and maintain your oral health.
When making a set of dentures, the objectives are:
• supporting and protecting your gums and the bones in your mouth;
• enhancing your face and holding your jaws the proper distance apart;
• carefully choosing individual teeth to match what you already have; and
• allowing you to speak clearly and chew without stress.
Something More?
No matter what your circumstances, no matter what the past or present, there has always been the hope of connecting with “something more”. Somehow, somewhere tucked away in the recesses of your soul, a part of you has always considered the possibility of that connection and yearned for it. Sometimes, the yearning was strong and urgent. Sometimes, it was so hidden that it was not even identifiable. But it was always there. Perhaps it’s now your turn to explore your own spiritual evolution. Journaling and meditation are two spiritual practices to get you started.
Product Review: Avena Original’s Superfood
Hand-harvested and sun-dried, Avena’s Original’s Super Foods choose deliver outstanding nutrition. They combine dense greens and herbs with the nutrition your body needs to thrive. A scoop of Superfood contains 100% RAW living foods such as Cellulase Enzymes, Alpha-Amylase Enzymes, Beta Carotene, Pineapple Fruit, Celery Seed, Kelp, Beet Root, Broccoli Stem/Flower, Kale Leaf, Irish Moss, Artichoke, Echinacea Root, Siberian Ginseng, Horsetail, Ginkgo Biloba Leaf, Barley Grass, Catalase, Whole Mushroom, Acerola Cherry Fruit, Maltase, Alfalfa Herb Top, Dulse Whole Plant, Pea Protein, Protease Enzymes, Milk Thistle, Tomato Fruit, Spinach, Dandelion Root, Lipase, Wheat Grass, & Phytase Enzymes. Every serving is the equivalent of eating a fresh salad or green smoothie!
Community Event
2nd Tuesday of every month. 7pm-8:30pm Information and Support Sessions, Eden East, 21 Loewen Boulevard, Steinbach. Are you concerned about a friend’s Mental Health? Are you caring for someone with a Mental Illness? Do you want to find out more about Mental Illness and how to help? Do you need to know more about Caring for the Caregiver in you? Information and support sessions for family and friends of people with mental health issues. Call Kim at 204-371-0824 or email [email protected] for more information.
Community Event
March 27, 7:00 pm. Individual support and support groups for persons experiencing depression, anxiety, stress, bi-polar disorder and other mental health/emotional concerns. Meetings are held on the fourth Tuesday of each month at 7pm at the Health Corner in the DeSalaberry Hospital, 354 Prefontaine Avenue, St. Pierre. For more information, contact Judy Dunn at 204-444-5228. Mood Disorders Association of Manitoba
Community Profile: Kelburn Estates
Kelburn Estates Mental Health & Addictions Recovery Centre is a private residential wellness centre on 45 beautiful acres along the red river, here in Manitoba. We pride ourselves in providing confidential and multi-disciplinary expertise for our guests to reclaim, develop, and sustain a meaningful life. A life free from the destructive mental health disease and related substance abuse. Our mission is to create and maintain a lasting relationship with our guests, families, and community service providers. At Kelburn Estates, we will walk with you on your journey to recovery.
Homeopathy and Chronic Disease
Do you live with aches and pains because there is no other option? Homeopathy offers a holistic and complementary treatment to both chronic and acute diseases. It individualizes patient care by focusing on how symptoms of disease manifest in you, and not on the disease itself. Using homeopathy, chronic disease is manageable in a gentle, permanent, and rapid manner. Homeopathy is an individualized branch of natural medicine that stimulates the body’s innate ability to heal. Each person manifests disease in their own unique way, so Homeopathy uses thorough case-taking to find the most individualized remedy for each patients symptoms.
Community Profile: Kelburn Estates
Kelburn Estates Mental Health & Addictions Recovery Centre is a private residential wellness centre on 45 beautiful acres along the red river, here in Manitoba. We pride ourselves in providing confidential and multi-disciplinary expertise for our guests to reclaim, develop, and sustain a meaningful life. A life free from the destructive mental health disease and related substance abuse. Our mission is to create and maintain a lasting relationship with our guests, families, and community service providers. At Kelburn Estates, we will walk with you on your journey to recovery.
Community Profile: Kelburn Estates
Kelburn Estates Mental Health & Addictions Recovery Centre is a private residential wellness centre on 45 beautiful acres along the red river, here in Manitoba. We pride ourselves in providing confidential and multi-disciplinary expertise for our guests to reclaim, develop, and sustain a meaningful life. A life free from the destructive mental health disease and related substance abuse. Our mission is to create and maintain a lasting relationship with our guests, families, and community service providers. At Kelburn Estates, we will walk with you on your journey to recovery.
Smoking & Your Life Insurance Policy
If you smoke and are looking to buy life insurance in Canada, you can expect to pay a much higher premium than a non-smoker does. On term policies, the premiums can be more than double, and on permanent plans, the difference in rates is less pronounced. The insurance definition of a smoker is a male or female who uses nicotine, including cigarettes, cigars, chewing tobacco, a nicotine patch, or nicotine gum. Remember that to qualify for preferred rates, the insurance company can look back up to 12 months. Rates can be up to double for smokers on term plans, but only about 25% higher on permanent plans.
