The holidays should feel joyful, not stressful. Yet 94% of Canadians experience financial pressure this time of year, often turning to high-interest credit cards to get through the season. For homeowners 55+, there’s a smarter option. With the CHIP Reverse Mortgage from HomeEquity Bank, you can access tax-free funds from the home you love to cover holiday expenses, pay off debt, plan a winter getaway, or visit family, all with no monthly mortgage payments. This season, enjoy retirement on your terms, with the freedom and flexibility you deserve. For personalized guidance, please don’t hesitate to contact me.