What are the key differences between a Reverse Mortgage and a HELOC? With a Reverse Mortgage you can access up to 55% of the equity of your home’s value, and you do not make a payment until you sell or move, approval is based on your home’s value, location and your age. With a HELOC, you can access 65-80% of your home’s value based on your income, credit score and any other liens on your home. Monthly interest payments start as soon as you access the HELOC funds. Reverse Mortgage rates are fixed and the HELOC rates are variable.

Supported by over 18 years of foundational research, ASEA is a cutting-edge health product in a class of its own. Importantly, the components in ASEA are all native to the body and are therefore consistent with its natural chemical balance. ASEA protects you against free radical damage. Antioxidants are incapable of fighting free radicals without the help of these reactive molecules. Is the first and only source of balanced Redox Signalling molecules in stable form. It boosts glutathione effectiveness by over 500% and supports the vital activity of cellular communication.

We know that smoking can have a variety of negative effects on our health, but do you know how smoking can affect denture wearers or those with dental implants specifically? If you have dental implants and are also a smoker, your risk of dental implant failure increases. Smoking can also put you at greater risk for infection when having dental implants fitted. Healing time after any type of dental surgery is increased in smokers, since nicotine constricts your arteries and reduces blood flow to your gums. Finally, smoking can accelerate the bone loss that normally comes with losing your teeth.

A simple procedure can save a lot of heartache. Your veterinarian can inject a microchip — the size of a grain of rice — beneath the surface of your pet’s skin, usually between the shoulder blades. It’s almost instantaneous, but it contains contact information so that if you and your pet ever become separated, a shelter or veterinarian will easily be able to reunite you. Being separated from their owner, especially if lost in a strange environment, is traumatizing for an animal. Get your pet microchipped – then be sure to keep the information up-to-date if you move or change your phone number.

Keeping your mouth healthy can benefit your overall well-being, so regular visits to the dentist every six months are important. Having regular dental checkups can help prevent smaller problems from becoming bigger ones, and can keep your smile looking its best. Besides taking care of plaque and tartar, dental hygiene appointments also ensure you’re being checked for things like cavities, oral cancer, gum disease, and any abnormalities with your neck, jaw, or lymph nodes. Most health insurance plans cover regular dental hygiene appointments, making it easy for you to get the dental care you need and keep your mouth healthy!

Bathrooms can be full of germs and bacteria, so besides cleaning weekly, it’s important to do a deep clean once a month. Because bacteria in bathrooms can cover all surfaces and spread quickly, cleaning regularly with antibacterial products can help ensure you avoid any illnesses or infections that can be caused by stomach and bacterial viruses. Mould is also a concern in bathrooms and can cause respiratory problems, as well as chronic health problems long-term. Keep these potential issues at bay by giving your bathroom a monthly deep clean, or call a cleaning service for a bit of extra help!

If you or a loved one require in-home care, you know that the need for a caregiver doesn’t always end in the evening. Expertly trained caregivers can provide overnight care in your home, staying with you or your loved one to ensure any needs are met the way they are with daytime care. Overnight care can include things like administering medication, assisting with bathroom breaks, and moving positions in bed. Overnight care can be tailored to the specific needs of yourself or your loved one to help keep you or them comfortable at home, no matter the time of day.

Ultherapy® introduces an effective, non-invasive alternative to surgery for a lift of the skin on the neck, jawline or brow. Harnessing the power of ultrasonic energy, Ultherapy® reaches deeply into the dermis to stimulate collagen production without the use of knives, needles, or fillers! Designed to treat skin laxity, this advanced ultrasound device delivers energy into the foundational layers of the skin to help promote the development of beautiful, natural-looking skin from the inside out without harming the surrounding or surface level tissue. From a single treatment, skin lifts and firms for improved skin tone and youthful definition

Every woman will undergo menopause, but not all will experience hot flashes (the sudden warm feeling that can sometimes cause sweating or blushing). One theory on why this is the case points to changing estrogen levels in the body during menopause. Working with a naturopathic doctor can help you determine whether your hormones are at healthy levels. Other ways to avoid or manage hot flashes can include: 1) Managing stress through meditation, yoga, or counselling. 2) Getting enough sleep and exercise. 3) Improving liver and digestive system function. 4) Working to improve the function and health of your adrenal glands.