When buying a big-ticket item, we don’t hesitate to buy extended warranty to protect that purchase. But we often hesitate about spending money to protect our family, their future, and our children’s education. If you’re the main breadwinner, what will your family do should anything happen to you? A life insurance policy is a way to replace that loss of income. Nothing will ever replace you, but the insurance will provide your loved ones with a sense of security and allow them to carry on as best they can. That is the warranty that should be top of the list.