Today, the news advised that for every dollar Canadians earn, we owe $170. How does that work? It doesn’t! Saying no to ourselves, or not now, or I will save to purchase is not the way in our ‘immediate gratification’ day and age. The online shopping availability on every social media platform is overwhelming at times. The specials with deadlines are trusting that we will click and order before we have had a chance to think if we even need, yes need, not just want the item. We might need to do a little spring cleaning in our approach to click and buy.